Move to Mexico

CHAPTER 1
IMPORTANT INFORMATION BEFORE YOU MAKE YOUR MOVE

Coldwell Banker La Costa Realty… Your Mexican Retirement Relocation Specialists.

We at the Coldwell Banker office know how overwhelming it is to select a place for your future retirement. There are so many things to consider and so many different places to choose from! We have taken some time to do some research for you. You will find the information in this booklet to be up to date and helpful in making that decision. You are important to our office and our team; therefore we want you to make an important decision based on truthful information… Our task is to help you all thru the process of retiring in Paradise!!!

Before you make your first move…..some considerations.

People who live in Mexico, must get familiar with some legal terms that are broadly used in this country. The very first step towards a successful move is to know the laws and regulations of the country beforehand. Here are some of the basics:

Immigration Status:
Must retirees hold the following category:

(NON-IMMIGRANT INCOME-HOLDER TEMPORARY RESIDENCE)
 Foreigners can live in Mexico on income coming from a source abroad. Canadian and US citizens can obtain their FM3 entry permit as Rentistas, valid for a renewable one-year period, upon completion of the following requirements:

-Application in person at the nearest Embassy or Consulate of Mexico in the applicant’s place of residence.
-A valid passport
-Police clearance letter
-2 front view, passport-sized photographs
-Proof of economic means with a minimum monthly income of US$1,000.00, or its equivalent in Mexican currency. Bank statements, Social Security or Pension Receipts are accepted, as well proof of dividends being accrued by an investment in Mexico. Such documents must be notarized and bear the apostille issued by the local Secretary of State.   

Under this status, applicants cannot work in Mexico nor engage in a profitable activity. They are eligible to import temporarily their household effects and an automobile.

The visa (stamp on the passport) costs US$19.00 and the FM3 duty is US$94.00. Remember, dues change every six months. Verify the exact amount.

Temporary Importation of Motor Vehicles

American tourists planning to go to Mexico by car beyond the border zone (20 to 30 kilometers of the border with the United States) must previously get from the Mexican consulate or Mexican Immigration at the Border Check Point, a tourist card and a temporary import permit for the vehicle. Proof of citizenship, car title (or pink slip) and registration must be produced, along with the driver’s license, to a Banjercito Bank at a Mexican Customs office. The fee to process the permit will be approximately $25.00 (fees change every six months according to law). A bond must be posted at Banjercito, either in cash (US$200 to 400.00 depending on the model of the car) or credit card, to ensure the foreign made vehicle will be taken out of the country at permit expiration date. Visa, American Express, or Master Card are welcome by Banjercito. Tourists must return to exactly the same Customs office upon leaving the country, to check the car out of Mexico, in order to avoid further credit card charges or to recover the bond posted.

If the vehicle is not paid off, please submit a notarized letter of authorization issued by the proprietor. If   the vehicle belongs to the company you work for, produce identification as their employee. If the vehicle is rented,   you should submit the rental contract with the respective authorization.

The traveler can take his or her luggage and additional items up to $50.00 per person or $250.00 for a family of five, never exceeding US$1,000.00 in total, when traveling by road. If you exceed that limit, make the necessary arrangements at the Mexican Customs Office.

For more information on how to bring a car into Mexico, please consult Tips for Travelers to Mexico, which appears on the Internet at http://travel.state.gov.

Applicants, under 18 years old, traveling by themselves, must present a notarized authorization, signed by both parents and legal guardians, granting their permission to get their tourist visa.

CUSTOMS
CUSTOMS REGULATIONS ON PERSONAL EFFECTS AND IMPORTATION OF PROFESSIONAL EQUIPMENT.

Foreigners visiting Mexico are allowed to take into the country only those items included in their personal luggage made up of new or used personal clothes, shoes, hygiene products, in reasonable quantities according to their planned length of stay in Mexico.

If the personal effects and additional items exceed US$1,000.00 worth, import arrangements must be made at the port of entry, for the payment of foreign trade dues. Over the amount stated, it may be necessary to hire the services of a customs broker at the port of entry.
 
Air and sea travelers may bring additional items not exceeding the US$300.00 worth of goods -or its equivalent in other currencies- per member of the family. By road they are only entitled to bring in a maximum of $50.00 worth per person of additional items besides the luggage. 

Tourists traveling to Mexico are allowed to bring into the country medication for personal use, as long as they carry a physician’s prescription when it comes to psychotropic.

However, because of the strict nature of regulations governing temporary importation into or exportation from Mexico of products such as those, the patient should contact in advance, the Mexican Ministry of Health (Secretaría de Salud) by visiting: http:www.salud.gob.mx.

TAKING HOUSEHOLD EFFECTS INTO MEXICO

 Foreign retired residents, as well as immigrants are entitled to take their household effects into Mexico. A list of such effects must be certified by the Mexican Consulate for Customs in Mexico. The requirements to be met are as follows:
 
- FM3 or FM2 issued in his name.
- A typed list of household effects, in Spanish, accompanied by four additional photocopies, listing all items to be imported. Brand, model and serial numbers must be stated when listing electrical appliances.
- A US$122.00 Consular fee.

 Once the household effects list has been visaed, all furniture and appliances must enter the country within the next six months as of the date of the issue of the immigration form. Household effects can be brought into Mexico only once per family in a lifetime without a special permit from Mexican Customs.

We strongly recommend you contact the Mexican Consulate or Embassy closer to you. For a list of Mexican Consulates and Embassies, please visit the Mexican Ministry of Foreign Affairs website, at: http://www.sre.gob.mx/english/

The following Consular Information sheet, provided by the U.S. Department of State, Bureau of Consular Affairs, could be also helpful.
Mexico

January 27, 2004
COUNTRY DESCRIPTION: Mexico is a Spanish-speaking country about three times the size of Texas , consisting of 31 states and one federal district. The capital is Mexico City . Mexico has a rapidly developing economy and has sought economic prosperity through liberalization of its trade regime. The climate ranges from tropical to desert, and the terrain consists of coastal lowlands, central high plateaus, and mountains of up to 18,000 feet.
Many cities throughout Mexico are popular tourist destinations for U.S. citizens. Travelers should note that city-specific information contained below is not confined solely to those cities, but can reflect conditions throughout Mexico . Although the majority of visitors to Mexico thoroughly enjoy their stay, a small number experience difficulties and serious inconveniences.

ENTRY REQUIREMENTS: The Government of Mexico requires that all U.S. citizens present proof of citizenship and photo identification for entry into Mexico. While U.S. citizenship documents such as a certified copy of a U.S. birth certificate, a Naturalization Certificate, a Consular Report of Birth Abroad, or a Certificate of Citizenship are acceptable, the U.S. Embassy recommends traveling with a valid U.S. passport to avoid delays or misunderstandings. U.S. citizens have encountered difficulty boarding onward flights in Mexico without a passport. U.S. citizens boarding flights to Mexico should be prepared to present one of these documents as proof of U.S. citizenship, along with photo identification. Driver's permits, voter registration cards, affidavits and similar documents are not sufficient to prove citizenship for readmission into the United States.

U.S. citizens do not require a visa or a tourist card for tourist stays of 72 hours or less within "the border zone," defined as an area between 20 to 30 kilometers of the border with the U.S., depending on the location. U.S. citizens traveling as tourists beyond the border zone or entering Mexico by air must pay a fee to obtain a tourist card, also known as an FM-T, available from Mexican consulates, Mexican border crossing points, Mexican tourism offices, airports within the border zone and most airlines serving Mexico. The fee for the tourist card is generally included in the price of a plane ticket for travelers arriving by air.

Tourists wishing to travel beyond the border zone with their car must obtain a temporary import permit or risk having their car confiscated by Mexican customs officials. To acquire a permit, one must submit evidence of citizenship, title for the car, a car registration certificate and a driver's license to a Banjercito branch located at a Mexican Customs office at the port of entry, and pay a processing fee. Mexican law also requires the posting of a bond at a Banjercito office to guarantee the departure of the car from Mexico within a time period determined at the time of the application. For this purpose, American Express, Visa or MasterCard credit card holders will be asked to provide credit card information; others will need to make a cash deposit of between $200 and $400, depending on the age of the car. In order to recover this bond or avoid credit card charges, travelers must return to the same Mexican Customs office immediately prior to departing Mexico . Disregard any advice, official or unofficial, that vehicle permits can be obtained at checkpoints in the interior of Mexico . Avoid individuals outside vehicle permit offices offering to obtain the permits without waiting in line. If the proper permit cannot be obtained at the Banjercito branch at the port of entry, do not proceed to the interior where travelers may be incarcerated, fined and/or have their vehicle seized at immigration/customs checkpoints. For further information, inquire with Mexican Customs offices about appropriate vehicle permits.

Upon arrival in Mexico, business travelers must complete and submit a form (Form FM-N 30 days) authorizing the conduct of business, but not employment, for a 30-day period. Travelers entering Mexico for purposes other than tourism or business or for stays of longer than 180 days require a visa and must carry a valid U.S. passport. U.S. citizens planning to work or live in Mexico should apply for the appropriate Mexican visa at the Mexican Embassy in Washington, DC or nearest Mexican consulate in the United States.

In an effort to prevent international child abduction, many governments have initiated procedures at entry and exit points, including requiring documentary evidence of relationship and permission of the parent(s) or legal guardian not present for the child's travel. Parents of minor children (under 18 years old) should carefully document legal custody prior to traveling to Mexico . If a minor child is traveling with only one parent, the absent parent should provide notarized consent. If only one parent has legal custody, that parent should be prepared to provide such evidence to airlines and Mexican authorities. In cases in which a minor child is traveling to Mexico alone or in someone else's company, both parents (or the sole, documented custodial parent) should provide notarized consent. If a child traveling to Mexico has a different last name from the mother and/or father, the parents should be prepared to provide evidence to airlines and Mexican authorities, such as a birth certificate or adoption decree, to prove that they are indeed the parents. Mexican entry regulations require Spanish translations of all legal documents, including notarized consent decrees and court agreements. Enforcement of this provision is not always consistent, however, and English-language documents are almost always sufficient.

DUAL NATIONALITY: Mexican law recognizes dual nationality for Mexicans by birth, meaning those born in Mexico or born abroad to Mexican parents. U.S. citizens who are also Mexican nationals are considered to be Mexican by local authorities. Dual-nationality status could hamper U.S. Government efforts to provide consular protection. Dual nationals are not subject to compulsory military service in Mexico . Travelers possessing both U.S. and Mexican nationalities must carry with them proof of their citizenship of both countries. Under Mexican law, dual nationals entering or departing Mexico must identify themselves as Mexican. For additional information, please see the Consular Affairs home page on the Internet at http://travel.state.gov for the State Department's flyer on Dual Nationality.

SAFETY AND SECURITY: Travelers should avoid demonstrations and other activities that might be deemed political by the Mexican authorities. The Mexican Constitution prohibits political activities by foreigners, and such actions may result in detention and/or deportation.

Sporadic outbursts of politically motivated violence occur from time to time in certain parts of the country, particularly in the southern states of Chiapas , Guerrero and Oaxaca. The U.S. Embassy recommends that U.S. citizens avoid traveling in areas of the state of Chiapas where disputes are known to be ongoing, in particular the rural areas east of Ocosingo and the southeastern jungle region East of Comitan. In these areas, there have been disturbing incidents involving violence and threats of violence against foreigners and establishments catering to foreign tourists. Armed rebels and armed civilian groups are present in some areas of the state, and there is often no effective law enforcement or police protection. Some segments of the local population resent the presence of foreigners and openly express their hostility. For further information, please see the U.S. State Department's Report on Human Rights Practices at http://www.state.gov. U.S. citizens traveling to Chiapas are encouraged to contact the U.S. Embassy for further security information prior to traveling to the region.

Standards of security, safety and supervision may not reach those expected in the United States . This has contributed to deaths of U.S. citizens in automobile accidents, after falls from balconies, after falls into open ditches, by drowning in the ocean as well as in hotel pools, and in water-sports mishaps, among others.

PRIVATE VESSELS: Persons bringing private vessels into Mexican waters should be aware of an increase in reported thefts of gear at Mexican marinas. Any mariner who is victimized by this type of crime should immediately file a report with local authorities. Mariners preparing to depart from a Mexican harbor should visit the harbormaster and leave a detailed trip plan, including intended destination and crew and passenger information.

CRIME IN BORDER CITIES: Visitors to border cities such as Tijuana , Ciudad Juarez, Nuevo Laredo, and Nogales should remain alert and be aware of their surroundings at all times. Visitors are very vulnerable when visiting the local "red light districts," particularly if they are departing alone in the early hours of the morning. Municipal and traffic police are aware of the danger and regularly check the area for persons carrying weapons or drugs and for drunk drivers. Nonetheless, Americans can still fall victim to crime in these districts. In Ciudad Juarez, there has also been a rise in automobile accidents in which municipal police extort money from U.S. citizen victims.

MEDICAL FACILITIES: Adequate medical care can be found in all major cities. Excellent health facilities are available in Mexico City. Care in more remote areas is limited.

Standards of medical training, patient care and business practices vary greatly among medical facilities in beach resorts throughout Mexico. In addition to other publicly available information, Americans may consult the U.S. Embassy's web site or the US Embassy, a consulate or consular agency prior to seeking medical attention.

MEDICAL INSURANCE: Doctors and hospitals often expect immediate cash payment for health services, and U.S. medical insurance is not always valid outside the United States . Charges may vary from doctor to doctor, and Americans may be charged more than the prevailing rate for services rendered to locals. You may wish to have the attending doctor explain procedures and costs before undertaking treatment.

Local clinics in Cancun do not accept U.S. health insurance, and often charge fees well above U.S. rates. Several clinics have been known to charge for services not rendered, and some U.S. citizens have experienced serious difficulties in settling their accounts.
The Department of State strongly urges Americans to consult with their medical insurance company prior to traveling abroad to confirm whether their policy applies overseas and if it will cover emergency expenses such as a medical evacuation. U.S. medical insurance plans seldom cover health costs outside the United States unless supplemental coverage is purchased. Further, U.S. Medicare and Medicaid programs do not provide payment for medical services outside the United States . However, many travel agents and private companies offer insurance plans that will cover health care expenses incurred overseas, including emergency services such as medical evacuations.

When making a decision regarding health insurance, Americans should consider that many foreign doctors and hospitals require payment in cash prior to providing service and that a medical air evacuation to the United States may cost well in excess of $50,000. Uninsured travelers who require medical care overseas often face extreme difficulties. When consulting with your insurer prior to your trip, please ascertain whether payment will be made to the overseas healthcare provider or whether you will be reimbursed later for expense that you incur. Some insurance policies also include coverage for psychiatric treatment and for disposition of remains in the event of death.

Useful information on medical emergencies abroad, including overseas insurance programs, is provided in the Department of State's Bureau of Consular Affairs brochure, Medical Information for Americans Traveling Abroad, available via the Bureau of Consular Affairs home page.

OTHER HEALTH INFORMATION: In many areas in Mexico, tap water is unsafe and should be avoided. Bottled water and beverages are safe, although visitors should be aware that many restaurants and hotels serve tap water unless bottled water is specifically requested. Ice may also come from tap water and should be considered unsafe. Visitors should exercise caution when buying food or beverages from street vendors. Mild abdominal cramps and diarrhea are to be expected when traveling to a new environment, and are self-limiting. Fever, chills and bloody diarrhea suggest infection from contaminated food or water, and should be aggressively treated with fluid and electrolyte replacement (Gatorade, pedialyte, etc.) under the care of qualified medical assistance.

In high altitude areas such as Mexico City (elevation 7,600 feet or about 1/2 mile higher than Denver, Colorado ), most people need a short adjustment period. Reaction signs to high altitude include a lack of energy, shortness of breath, occasional dizziness, headache, and insomnia. Those with heart problems should consult their doctor before traveling. Air pollution in Mexico City and Guadalajara is severe, especially from December to May, and combined with high altitude could affect travelers with underlying respiratory problems.

Information on vaccinations and other health precautions may be obtained from the Centers for Disease Control and Prevention's hotline for international travelers at 1-877-FYI-TRIP(1-877-394-8747); fax 1-888-CDC-FAXX (1-888-232-3299), or via the CDC's Internet site http://www.cdc.gov.

BEHAVIOR MODIFICATION FACILITIES: A number of facilities have opened in Mexico that offer behavior modification therapy for teenagers and others suffering from drug addiction and other behavioral or psychological problems. Standards applied by the Government of Mexico and local governments, where they exist, may not meet standards for similar facilities in the United States. Parents planning to enroll their children in these facilities should take appropriate action to investigate the facility first. For further information, please refer to the State Department's Fact Sheet on Behavior Modification Facilities at http://travel.state.gov/behavior_modification.html.

TRAFFIC SAFETY AND ROAD CONDITIONS: While in a foreign country, U.S. citizens may encounter road conditions that differ significantly from those in the United States . The information below concerning Mexico is provided for general reference only, and may not be totally accurate in a particular location or circumstance:

Safety of Public Transportation: Fair
Urban Road Conditions/Maintenance: Good
Rural Road Conditions/Maintenance: Fair
Availability of Roadside Assistance: Fair

Visitors to Mexico , especially in urban areas, should exercise particular caution when crossing streets. Public transportation vehicles, specifically taxis and city buses, often do not comply with traffic regulations, to include observing speed limits and stopping at red lights.

U.S. driver's licenses are valid in Mexico. The Government of Mexico strictly regulates the entry of vehicles into Mexico. Mexican law requires that vehicles be driven by their owners, or that the owner be inside the vehicle. If not, the vehicle may be seized by Mexican customs and will not be returned under any circumstances. For detailed information on how to bring a car into Mexico, please refer to the publication Tips for Travelers to Mexico, available on the Internet at http://travel.state.gov.

Mexican insurance is required for all vehicles, including rental vehicles. Mexican auto insurance is sold in most cities and towns on both sides of the border. U.S. automobile liability insurance is not valid in Mexico, nor is most collision and comprehensive coverage issued by U.S. companies. Travelers are encouraged to purchase auto insurance adequate for their needs in Mexico. A good rule of thumb is to buy coverage equivalent to that which is carried in the United States. Motor vehicle insurance is considered invalid in Mexico if the driver is found to be under the influence of alcohol or drugs.

If you are involved in an automobile accident, you will be taken into police custody until it can be determined who is liable and whether you have the ability to pay any penalty. If you do not have Mexican liability insurance, you may be prevented from departing the country even if you require life-saving medical care, and you are almost certain to spend some time in jail until all parties are satisfied that responsibility has been assigned and adequate financial satisfaction received. Drivers may also face criminal charges if the injuries or damages are serious.

Avoid excessive speed and, if possible, do not drive at night. Loose livestock can appear on roads at any time. Construction sites, abandoned vehicles and other obstacles are often unmarked or poorly marked. Be prepared for sudden stops. If you have an emergency while driving, the equivalent of "911" in Mexico is "060", but this number is not always answered. If you are driving on a toll highway (or "cuota") or any other major highway, you may contact the "Green Angels," a fleet of trucks with bilingual crews that operate daily. The "Green Angels" may be reached directly at (01) 55 5250-8221. If you are unable to call them, pull off the road and lift the hood of your car; chances are they will find you.

Vehicular traffic in Mexico City is restricted in order to reduce air pollution. The restriction is based on the last digit of the vehicle license plate. This applies equally to permanent, temporary, and foreign (U.S.) plates:

Monday: No driving if license plate ends with 5 or 6.
Tuesday: No driving if license plate ends with 7 or 8.
Wednesday: No driving if license plate ends with 3 or 4.
Thursday: No driving if license plate ends with 1 or 2.
Friday: No driving if license plate ends with 9 or 0.
Saturday and Sunday: All vehicles may be driven.
Cars with license plates with letters only may not drive on Fridays.

For additional information concerning Mexican driver's permits, vehicle inspection, road tax, mandatory insurance, etc., please contact the Mexican Secretariat of Tourism (SECTUR) at telephone 1-800-44-MEXICO (639-426), or its web site at http://mexico-travel.com. Travelers are advised to consult with the Mexican Embassy or the nearest Mexican consulate in the United States for additional, detailed information prior to entering Mexico .

For further information on traffic safety and driving conditions in Mexico , please refer to Tips for Travelers to Mexico at http://travel.state.gov. For additional general information about road safety, see the Department of State, Bureau of Consular Affairs, home page at http://travel.state.gov/road_safety.html.

AVIATION SAFETY OVERSIGHT: The U.S. Federal Aviation Administration (FAA) has assessed the Government of Mexico's Civil Aviation Authority as Category 1 -- in compliance with international aviation safety standards for oversight of Mexico’s air carrier operations. For further information, travelers may contact the Department of Transportation within the United States at telephone 1-800-322-7873, or visit the FAA Internet website at http://www.intl.faa.gov/avr/iasa/index.cfm.

The U.S. Department of Defense (DOD) separately assesses some foreign air carriers for suitability as official providers of air services. For information regarding the DOD policy on specific carriers, travelers may contact the DOD at telephone (618) 229-4801.

CUSTOMS REGULATIONS: All U.S. citizens bringing gifts to friends and relatives in Mexico should be prepared to demonstrate to Mexican customs officials the origin and the value of the gifts. U.S. citizens entering Mexico by the land border can bring in gifts with a value of up to $50.00 duty-free, except for alcohol and tobacco products. Those entering Mexico by air or sea can bring in gifts with a value of up to $300.00 duty-free. Tourists are allowed to bring in their personal effects duty-free. According to customs regulations, personal effects may include shoes, a video cassette player, personal computer, CD player, 5 DVDs, 20 music CDs or audio cassettes, 12 rolls of unused film, and a cellular phone. Any tourist carrying such items, even if duty-free, should enter the "Merchandise to Declare" lane at the first customs checkpoint. The tourist should be prepared to pay any assessed duty. Failure to do so may result in the seizure of the goods as contraband, plus the seizure of the vehicle in which the goods are traveling for attempted smuggling. The recovery of the seized vehicle involves the payment of substantial fines and attorney's fees.
Mexican customs authorities may enforce strict regulations concerning temporary importation into or export from Mexico of items such as antiquities, medications, medical equipment, business equipment, etc. It is advisable to contact the Mexican Embassy or one of the Mexican consulates in the United States for specific information regarding customs requirements.

CRIMINAL PENALTIES: While traveling in Mexico, U.S. citizens are subject to Mexico’s laws and regulations, which sometimes differ significantly from those in the United States and may not afford the protections available to the individual under U.S. law. Americans who commit illegal acts have no special privileges and are subject to full prosecution under the Mexican judicial system. Penalties for breaking the law can be more severe than in the United States for similar offenses. Persons violating Mexico’s laws, even unknowingly, may be expelled, arrested or imprisoned.

Prison conditions in Mexico can be extremely poor. In many facilities food is insufficient in both quantity and quality, and prisoners must pay for adequate nutrition from their own funds. Most Mexican prisons provide poor medical care, and even prisoners with urgent medical conditions receive only a minimum of attention. There have been cases in which Mexican police officials have been accused of torturing criminal suspects, including U.S. citizens, to extract confessions. In recent cases U.S. citizens have been brutalized, beaten, and even raped while in police custody. For further information, please see the Department of State's Country Report on Human Rights Practices in Mexico at http://www.state.gov.

The Mexican government has announced an aggressive program to discourage sexual tourism and to punish severely those who engage in sexual activity with minors. Soliciting the services of a minor for sexual purposes is illegal in Mexico, and is punishable by imprisonment. In addition, exiting the United States for the purpose of engaging in sexual relations with minors is a violation of U.S. federal law, punishable by up to ten years in a U.S. prison.

DRUG PENALTIES AND PRESCRIPTION MEDICATIONS: Penalties for drug offenses are strict, and convicted offenders can expect large fines and jail sentences up to 25 years. As in the United States, the purchase of controlled medication requires a doctor's prescription. The Mexican list of controlled medication differs from that of the United States, and Mexican public health laws concerning controlled medication are unclear and often enforced selectively.

The U.S. Embassy recommends that U.S. citizens not travel to Mexico for the sole purpose of buying prescription drugs. U.S. citizens have been arrested and their medicines confiscated by the Mexican authorities, even though their prescriptions were written by a physician and filled by a licensed Mexican pharmacist. There have been cases of Americans buying prescription drugs in border cities only to be arrested soon after or have money extorted by criminals impersonating police officers. In addition, U.S. law enforcement officials believe that the amount of counterfeit and substandard medications in Mexico could be as high as 25 percent and such medications may have collateral effects and reactions that could endanger your health. The importation of prescription drugs into the United States can be illegal in certain circumstances. U.S. law generally permits persons to enter the United States with only an immediate (about one-month) supply of a prescription medication. Further information on bringing prescription drugs into the United States is available from the U.S. Customs Service at http://www.customs.ustreas.gov.

The U.S. Embassy cautions that possession of any amount of prescription medicine brought from the United States , including medications to treat HIV and psychotropic drugs such as Valium, can result in arrest if Mexican authorities suspect abuse or if the quantity of the prescription medicine exceeds the amount required for several days' use. Individuals should consider carrying a copy of the prescription and a doctor's letter explaining that the quantity of medication is appropriate for their personal medical use. U.S. citizens who plan to go to Mexico to purchase medication or who may be in possession of medication prescribed in the United States should check with the nearest Mexican consulate before traveling to Mexico .

FIREARMS PENALTIES: The Department of State warns U.S. citizens against taking any type of firearm or ammunition into Mexico without prior written authorization from the Mexican authorities. Entering Mexico with a firearm, some kinds of knives or even a single round of ammunition is illegal, even if the firearm or ammunition is taken into Mexico unintentionally. Firearms and ammunition higher than .38 calibers are considered for the exclusive use of the military and their importation carries penalties of up to 30 years in prison. The Mexican government strictly enforces its laws restricting the entry of firearms and ammunition along all land borders and at air and seaports. Violations have resulted in arrests, convictions, and long prison sentences for U.S. citizens, including several who unintentionally crossed the border with firearms or ammunition in their possession. U.S. citizens approaching Mexico along the land border who realize they are in possession of unauthorized firearms or ammunition should not try to enter Mexico. The only way to import firearms and/or ammunition into Mexico legally is to secure a permit in advance from the Mexican Embassy in Washington, D.C., or from a Mexican consulate, even if the firearm is legally registered in the United States.
Vessels entering Mexican waters with firearms or ammunition on board must have a permit previously issued by the Mexican Embassy or a Mexican consulate. Mariners do not avoid prosecution by declaring their weapons at the port of entry. Before traveling, mariners who have obtained a Mexican firearms permit should contact Mexican port officials to receive guidance on the specific procedures used to report and secure weapons and ammunition.

ALIEN SMUGGLING: Mexican authorities may prosecute anyone arrested for transporting aliens into or out of Mexico for alien smuggling in addition to any charges they may face in the other country involved, including the United States. Alien smuggling and harboring aliens is a serious felony offense in Mexico; if the incident involves a child, prison sentences of five years are common.

SPECIAL CIRCUMSTANCES: CANCUN AND OTHER BEACH RESORTS: Over 3 million Americans travel to Cancun and other Mexican beach resorts each year, including as many as 120,000 American teenagers and young adults during "spring break" season, which normally begins in mid-February and runs about two months. Excessive alcohol consumption, especially by Americans under the legal U.S. drinking age, is a significant problem. The legal drinking age in Mexico is 18 years of age, but it is not uniformly enforced. Alcohol is implicated in the majority of arrests, violent crimes, accidents and deaths suffered by American tourists.

There have been a significant number of rapes reported in Cancun. Many of these have occurred at night or in the early morning. Attacks have also occurred on deserted beaches and in hotel rooms. Acquaintance rape is a serious problem. In other cases, hotel workers, taxi drivers, and even security personnel have been implicated. Anyone who is a victim of a sexual assault or other crime should report it immediately to the nearest U.S. consular office and should endeavor to make a report to Mexican authorities. Do not rely on hotel/restaurant/tour company management to make the report for you. Under the best of circumstances, prosecution is very difficult (a fact some assailants appear to knowingly exploit), but no criminal investigation is possible without a formal complaint to Mexican authorities.

In recent years, moped rentals have become very widespread in Cancun, and the number of serious moped accidents has risen accordingly. Most operators carry no insurance, do not conduct safety checks, and often demand high fees for any damages to the moped.

Visitors often purchase inexpensive, all-inclusive vacation packages and travel on charter flights. These flights sometimes experience delays, from a few hours to several days. In some cases, tour operators go out of business, leaving travelers to find their own flights home. Travelers considering purchasing such packages are encouraged to deal with reputable travel agents, and to inquire as to their options in the event of flight delays or cancellations. It is also important to have both U.S. and Mexican emergency numbers to call if they experience any problems with flights or ground operators. Travelers should also consider bringing extra cash or a credit card for emergencies.

Visitors to Mexican resorts should carefully assess the potential risk of recreational activities. Sports and aquatic equipment that you rent may not meet U.S. safety standards nor be covered by any accident insurance.

Diving equipment provided by dive shops may not meet U.S. safety standards and due to frequent use, may be substandard or defective. Unless you are certain that scuba diving equipment is up to standard, you should not use it. Safe diving requires lengthy training, and “pool certification courses” lasting a few hours are not considered adequate by U.S. dive certification entities. Inexperienced scuba divers in particular should beware of dive shops that promise to "certify" you after a few hours' instruction.
Parasailing is offered at many Mexican beach resorts. Be aware that by putting your name on the passenger list, you may be relieving the boat operator and owner of responsibility for your safety. There have been cases in which tourists have been dragged through palm trees or slammed into hotel walls while participating in this activity.

Several tourists have been killed or injured in jet-ski accidents, particularly when participating in group tours. Often, inexperienced tour guides allow their clients to follow too closely or operate the jet-skis in other unsafe manners. Make sure that the rental company has adequate medical/accident insurance, is staffed with personnel on-site with water rescue training, and properly demonstrates safe operation of the vehicle to you before you rent or operate such equipment.

Warning flags on the beach should be taken seriously. If black flags are up, do not enter the water. In Cancun, there is often a very strong undertow along the beach from the Hyatt Regency all the way south to the Sol y Mar. Several drowning and near-drowning have been reported on the east coast of Cozumel, particularly in the Playa San Martin-Chen Rio area. There is minimal lifeguard supervision in most areas. In Acapulco, avoid swimming outside the bay area. Several American citizens have died while swimming in rough surf at the Revolcadero Beach near Acapulco. Recreational facilities such as pools may not meet U.S. safety or sanitation standards. Do not swim in pools or at beaches without lifeguards. If you do, exercise extreme caution. Do not dive into unknown bodies of water, because hidden rocks or shallow depths can cause serious injury or death.

REAL ESTATE AND TIME-SHARES: U.S. citizens should be aware of the risks inherent in purchasing real estate in Mexico, and should exercise extreme caution before entering into any form of commitment to invest in property there. Investors must recognize the absolute need to obtain authoritative information and to hire competent Mexican legal counsel when contemplating any real estate investment. Mexican laws and practices regarding real estate differ substantially from those in the United States. Foreigners may be granted the right to own real property only under very specific conditions. Foreigners who purchase property in Mexico may find that property disputes with Mexican citizens may not be treated evenhandedly by Mexican criminal justice authorities and in the courts.

The Mexican Constitution prohibits direct ownership by foreigners of real estate within 100 kilometers (about 62 miles) of any border, and within 50 kilometers (about 31 miles) of any coastline. In order to permit foreign investment in these areas, the Mexican government has created a trust mechanism, in which a bank has title to the property, but a trust beneficiary enjoys the benefits of ownership. However, whether investing through a trust mechanism in border and coastal areas or by outright purchase in Mexico’s interior, U.S. citizens are vulnerable to title challenges that may result in years of litigation and possible eviction. Title insurance is virtually unknown and untested in Mexico. In addition, Mexican law recognizes squatters' rights, so homeowners can spend thousands of dollars in legal fees and years of frustration in trying to remove squatters who occupy their property.

American property owners should consult legal counsel or local authorities before hiring employees to serve in their homes or on their vessels moored in Mexico. Several American property owners have faced lengthy lawsuits for failure to comply with Mexican labor laws regarding severance pay and social security benefits.

American citizens should exercise caution when considering time-share investments and be aware of the aggressive tactics used by some time-share sales representatives. Buyers should be fully informed and take sufficient time to consider their decisions before signing time-share contracts, ideally after consulting an independent attorney. They should resist pressure to sign a contract the same day they see the model unit. Mexican law allows time-share purchasers five days to cancel the contract for unconditional and full reimbursement. U.S. citizens should never sign a contract that includes clauses penalizing the buyer who cancels within five days.

OTHER PURCHASES: The U.S. Government cannot act as your legal representative in a consumer complaint, but the U.S. Embassy keeps a file of complaints to note if a pattern of abuse emerges. A formal complaint against any merchant should be filed with PROFECO, Mexico 's Federal consumer protection agency. PROFECO has the power to mediate disputes, investigate consumer complaints, order hearings, levy fines and sanctions for not appearing at hearings, and do price-check inspections of merchants. All complaints by Americans are handled by PROFECO's English-speaking office in Mexico City at 011-52-11-1723. For more information and a complaint form, please see their web site http://www.profeco.gob.mx, "Attention to Foreigners."

VOLCANIC ACTIVITY: Two volcanoes in Mexico have been active in recent years: Popocatepetl , or El Popo, situated 38 miles southeast of Mexico City , and the Volcan de Colima, located on the Jalisco-Colima border. Updated information on these volcanoes may be found at www.cenapred.co.mx and www.ucol.mx/volcan.

CHILDREN'S ISSUES: American citizens intending to adopt abroad must comply with local adoption and U.S. immigration laws. Any American citizen attempting to circumvent local adoption procedures may face arrest and prosecution by local authorities.
Mexico is the destination country of the greatest number of children abducted from the United States by a parent. A party to the Hague Convention on the Civil Aspects of International Child Abduction since 1991, Mexico is not in compliance with the Convention. Airlines often require written parental consent to travel for children traveling to Mexico with only one parent or without their parents, although this Mexican law only applies to Mexican nationals. To avoid the potential for misunderstanding, parents should specify the expected date of the child's return to the U.S. in any consent letter.

For information on international adoption of children and international parental child abduction, please refer to our Internet site at http://travel.state.gov/children's_issues.html or telephone (202) 736-7000.

REGISTRATION/EMBASSY, CONSULATE AND CONSULAR AGENCY LOCATIONS: Americans living in or visiting Mexico are encouraged to register at the U.S. Embassy or at one of the U.S. Consulates, in order to obtain updated information on travel and security within Mexico . The U.S. Embassy is located in Mexico City at Paseo de la Reforma 305, Colonia Cuauhtemoc, telephone from the United States: 011-52-55-5080-2000; telephone within Mexico City: 5080-2000; telephone long distance within Mexico 01-55-5080-2000. You may also contact the Embassy by e-mail at: ccs@usembassy.net.mx. The Embassy's Internet address is http://www.usembassy-mexico.gov.

In addition to the Embassy, there are several United States Consulates and Consular Agencies located throughout Mexico:

Consulates:
Ciudad Juarez: Avenida Lopez Mateos 924-N, telephone (52)(656) 611-3000.
Guadalajara: Progreso 175, telephone (52)(333) 825-2998.
Monterrey: Avenida Constitucion 411 Poniente, telephone (52)(818) 345-2120.
Tijuana: Tapachula 96, telephone (52)(664) 622-7400.
Hermosillo: Avenida Monterrey 141, telephone (52)(662) 217-2375.
Matamoros: Avenida Primera 2002, telephone (52)(868) 812-4402.
Merida: Paseo Montejo 453, telephone (52)(999) 925-5011.
Nogales: Calle San Jose , Nogales , Sonora , telephone (52)(631) 313-4820.
Nuevo Laredo: Calle Allende 3330, Col. Jardin, telephone (52)(867) 714-0512.
Consular Agencies:
Acapulco: Hotel Continental Emporio, Costera Miguel Aleman 121 - Local 14, telephone (52)(744) 484-0300 or (52)(744) 469-0556.
Cabo San Lucas: Blvd. Marina Local C-4, Plaza Nautica, Col. Centro, telephone (52)(624) 143-3566.
Cancun: Plaza Caracol Two, Second Level, No. 320-323, Boulevard Kukulcan, km. 8.5, Zona Hotelera, telephone (52)(998) 883-0272.
Ciudad Acuna, Ocampo # 305, Col. Centro, telephone (52)(877) 772-8661
Cozumel: Plaza Villa Mar en El Centro , Plaza Principal, (Parque Juarez between Melgar and 5 th Ave. ) 2nd floor, Locales #8 and 9, telephone (52)(987) 872-4574.
Ixtapa/Zihuatanejo: Hotel Fontan, Blvd. Ixtapa, telephone (52)(755) 553-2100.
Mazatlan: Hotel Playa Mazatlan , Playa Gaviotas #202, Zona Dorada, telephone (52)(669) 916-5889.
Oaxaca: Macedonio Alcala No. 407, Interior 20, telephone (52)(951) 514-3054 (52)(951) 516-2853.
Piedras Negras: Prol. General Cepeda No. 1900, Fraccionamiento Privada Blanca, telephone (52) (867) 788-0343
Puerto Vallarta: Zaragoza #160, Col. Centro, Edif. Vallarta Plaza , Piso 2 Int.18, telephone (52)(322) 222-0069.
Reynosa: Calle Monterrey #390, Esq. Sinaloa, Colonia Rodriguez, telephone: (52)(899) 923 - 9331
San Luis Potosi: Edificio "Las Terrazas", Avenida Venustiano Carranza 2076-41, Col. Polanco, telephone: (52)(444) 811-7802.
San Miguel de Allende: Dr. Hernandez Macias #72, telephone (52)(415) 152-2357 or (52)(415) 152-0068.

CHAPTER 2
PUERTO VALLARTA

Ok… We know you want to get straight to the point… How is retirement in Mexico, and specifically Puerto Vallarta? Our office has been present in Puerto Vallarta for more than 15 years. Brock Squire, our broker, is one of the Real Estate pioneers in the area. All of our Sales Associates have been living in the area for several years, and they are eager to share their knowledge and experiences with you.

The Costa Vallarta Area

COSTA VALLARTA NORTH REGION, the area that comprises the coastline from Cabo Corientes, is the southern point of Banderas Bay, all the way to Guayabitos in the north. The Costa Vallarta North Region stretches from Punta Mita to Guayabitos, or the complete northern coastline outside the Bay of Banderas. This coastline is mostly undeveloped with a few small communities such as Sayulita and San Pancho being the most popular.
 
   San Francisco (San Pancho) is a sleepy little town 31 miles (49 km) north of Puerto Vallarta known for its "big, gnarly waves, dude," purported by some surfers to be the best on the west coast of Mexico.The beach is big and open, and receives southwest to northwest swells. San Francisco (San Pancho) is also known for its untamed natural beauty and is a favorite among naturalists. This great North Shore destination is easily reached by Rent-a-car or bus tours.
 
   Sayulita is a very popular little town 22 miles north (35km) of Puerto Vallarta. Sayulita is located in a cozy cove where the jungle meets the sea at the extreme tip of the North Shores.It is a Mexican town defined. Untouched by time and technology, there is a feel of "manaña" here, no need to rush.The clean waters offer the best in beach fun and there are plenty of homey palapa restaurants to feed the body and soul.
 
   NORTH SHORE REGION, the area that extends from Nuevo Vallarta to Punta Mita, is known for beautiful surf, craggy coves, remote villages and small pueblos. Life goes at a slower pace here, much like the Mexico of old. It has an arid climate and features mango, banana and papaya groves. Yet, amongst this entire quiet splendor, is progress. Set into the hills and beach of Punta de Mita is the new Four-Season Resort and golf community, boasting a private Jack Nicholas course with an optional island hole.
 
   Punta Mita is located at the northern tip of Banderas Bay, 26 miles from Puerto Vallarta on the Punta Mita Highway. This once-remote beachside fishing village is now home of the a major real estate development with an 18-hole Nicklaus golf course and a Four Seasons Resort. The beach here are quite spectacular, however the terrain can be quite dry. It is quite a contrast to the other side of the bay which is rich in green hillside jungle. Next to Punta Mita is the beach community of El Anclote, which offers reasonable rentals in oceanfront condominiums and a few homes.
 
   La Cruz de Huanacaxtle is a tranquil town north of Puerto Vallarta settled in the 1930s by the Chavez family who built a working ranch north of Banderas Bay.This is where the beautiful and peaceful La Manzanilla beach is located. Here swimmers can safely play in the shallow surf that reaches 100 feet into the sea. There are a number of small real estate developments offering both villa, condominium and bed & breakfast accommodations.
 
   Bucerias, located 12 miles north of the airport, Bucerias is popular with Canadian and North American visitors Bucerias, or "Place of the Divers," enjoys a 5-mile stretch of white sand beaches that is the longest along the entire coastline of Banderas Bay. This beautiful beach comes alive on Sundays when locals bring their families for a day at the shore. Its long shallow shoreline is perfect for body surfing, boogie boarding, surfing and shell collecting. Popular rentals for beach front homes.
 
   Nuevo Vallarta is a planned residential-resort community 15 minutes north of the airport; the project was begun by the federal government more than 10 years ago. Today, it is home to luxury villas and estates with lush tropical gardens that line the winding canals, each with its own private docking pier. The area also offers new deluxe resort amenities on more than three miles of beach. There are two marinas, the more modern Paradise Village marina, and the older Nuevo Vallarta marina.
 
   PUERTO VALLARTA REGION, the area that comprises Puerto Vallarta proper, begins at Marina Vallarta near the international airport and continues through the Hotel Zone that stretches from the marina to the downtown area. Downtown is divided into two areas, north and south, and then follows the coast south through the neighborhoods of Altavista, Amapas and Conchas Chinas, as far as the Camino Real Hotel.
 
   Marina Vallarta is home to Mexico's largest and most sophisticated marina complex, this 500-slip marina is bordered by several condominium projects with a malecon full of shops, art galleries and restaurants, including the El Faro lighthouse bar. It has an 18-hole golf course, Water Park, and several 5-star hotels. It is one of the biggest communities in Vallarta with beach, golf course and marina homes and condominiums. Popular rentals are condominiums in the marina or on the beach.
 
   Hotel Zone, the area from Marina Vallarta to El Centro, is known as the Hotel Zone. This is where the major concentration of hotels and resorts are located–huge towering buildings with all the amenities set in a tropical paradise. All located on the beach with restaurants, shops, nightclubs and shopping centers within easy walking distance. Beachfront condominiums for rent are most popular.
 
   Downtown North is the heart of Vallarta, where the Malecon can be found welcoming visitors into the center of town. There are historic buildings, beautiful cathedrals, shops, galleries, beaches, and restaurants galore. Here one can find the famous cobblestone streets that wind there way through the oldest part of town. Wonderful classic Vallarta homes are available to rent, as well as apartments and condos.
 
   Downtown South is also known as the Romantic Zone, Los Muertos Beach or Colonia Emiliano Zapata. The main streets, Olas Altas and Basilio Badillo, offer cozy restaurants and bars, trendy boutiques and abundant nightlife. On the beach itself are some of Vallarta's finest restaurants and nightlife here is abundant. From beach clubs to martini bars, most are open nearly all night. Beachfront condominiums and B&BS set right on the beach is available to rent.
 
   Conchas Chinas, an upscale neighborhood, is the most prestigious and popular residential area of town. It is also known as "the Beverly Hills of Vallarta." In Upper Conchas Chinas, along steep winding roads, are sprawling villas in the $2-3 million price range built into the jungle side with fabulous views that overlook the city and the Banderas Bay. Below, in Lower Conchas Chinas are some of the grandest older homes on the shoreline of Puerto Vallarta.
  
   South Shore Region, the area where the Sierra Madre Mountains meet the shores of the Banderas Bay, starts just after the Camino Real Hotel and continues all the way to Yelapa. It is an area full of coves, small bays, rivers, and secluded, remote beaches accessible only by boat. Here the jungle creeps to the beach, making it a perfect tropical setting. John Huston chose Mismaloya to film the famous "Night of the Iguana," the set of which is now a landmark restaurant.
  
   Mismaloya is the small bayside village where in 1963 Hollywood director, John Huston chose to make the movie "Night of the Iguana," which changed the history of Puerto Vallarta forever. It is still a quaint beach location where the Mismaloya River meets the sea. One of the most popular beaches on Banderas Bay, it offers sea kayaking, jet ski rentals, parasailing, and panga launches, and of course a wide selection of beachside restaurants.

CHAPTER 3
Healthcare

Puerto Vallarta is no longer a small fishing village; it is a fast-growing city that has multiple choices regarding health care. For instance, there are many US based Health Insurance companies that will cover you while in Mexico, as long as you spend more than 6 months every year in Mexico. To learn more about how this “Ex-patriat” Health Insurance Companies work, please visit some of the following websites, where you can find detailed information about several services. http://www.insurance4mexico.com, http://www.seguros-insurance.net/seguros-english. They not only offer health, but also car, home, travel and liability.

There are also many Mexican-based Health Insurance Companies, such as Seguros Inbursa, Seguros Monterrey, Seguros America, ING, and many others. Unfortunately, their websites are in Spanish.

Many Hospitals have contracts with major International Health Insurance Companies; please contact the hospitals directly to find out if your plan is covered by some of the Hospitals. At the end of this chapter, you will find a list of Hospitals in Puerto Vallarta. Hospital San Javier Marina and Amerimed have English-spoken personnel.

It is useful to understand that the price for health care in Mexico is not as expensive as it can be in the U.S.A. or other countries. As an example, an average consultation with an M.D. in Puerto Vallarta will rank between $200 to $300 MP (about $19-$29 USD). Lab work is not expensive either. Medicine is. Some generic names will cost you about 2/3 of their price in the States. Some Mexican locals use what they call “Farmacias Similares”; wich literally means “Similar Drugstores”. They specialize in selling “generic-like” medicine, which is nothing but over-stocked or less-quality drugs. Use some caution.

For dental care, you can go directly to see a “Dentista”. Must times you don’t need an appointment, and even if you have one, the consultation will be on a “first come, first served” basis. With things changing nowadays, I am pretty sure “Dentistas” will start taking appointments a little more seriously very soon. You will be pleasantly surprised of how affordable dental care is in Mexico.

 

Hospitals in the Puerto Vallarta Area
The U.S. Consular Agency Puerto Vallarta maintains this list of hospitals in the Puerto Vallarta area to assist American citizens who require medical care in or near Puerto Vallarta.  Neither the U.S. Government nor the Consular Agency assumes responsibility for the satisfaction (or lack thereof) received from the facilities on this list.
AMERIMED
Fco. Medina Ascencio s/n.
Plaza Neptuno Local D-1
Marina Vallarta.
Puerto Vallarta,Jalisco
C.P. 48333
Tel: 221-0023/24
Fax: 221-0026
Centro Médico CMQ
Basilio Badillo 365.
Col. Emiliano Zapata
Puerto Vallarta,Jalisco
C.P. 48399
Tel:  222-3775, 223-0878
Hospital San Javier
Fco. Medina Ascencio 2760
Zona Hotelera
Puerto Vallarta,Jalisco
C.P. 48314
Tel: 226-1010
Fax: 226-1010
MEDASSIST
Manuel M. Dieguez 358.
Col. Emiliano Zapata.
Puerto Vallarta,Jalisco
C.P. 48399
Tel: 223-0356, 222-7183, 222-3262
Fax: 222-3301
Clinica Versalles
Lucerna 145
Col. Versalles
Puerto Vallarta Jalisco
C.P. 48320
Tel: 224-9898, 224-9292
Fax: 224-9898
Hospital Santa Teresa
Fco. Villa 421.
Col. Olimpia
Puerto Vallarta,Jalisco
C.P. 48330
Tel: 222-0047
Fax: 223-1721
Servicios Médicos de la Bahia
Av. Fco. Medina Ascenio 500
Zona Hotelera
Puerto Vallarta,Jalisco
C.P. 48333
Tel: 222-2627, 222-5152
Fax: 223-1600
Hospital Regional
Av. Luis Donaldo Colosio Km. 1.5
Puerto Vallarta,Jalisco
C.P. 48340
Tel: 224-4000
Fax: 224-6800
Cruz Roja
Rio de la Plata & Rio Balsas
Col.Lopez Mateos
Puerto Vallarta,Jalisco
C.P. 48350
Tel: 222-1533
Instituto Médico de Seguro Social
Av. Fco. Medina Ascencio
Zona Hotelera
Puerto Vallarta,Jalisco
C.P. 48314
Tel: 224-2975, 224-0219